Reserve your bill payments and know your true spending balance
Log monthly commitments to reserve funds from your spending allowance automatically without linking bank accounts.
30-day trial • No payment card required

At a glance
Fund Reservation
Bill amounts are reserved from your weekly allowance from the start of the month, before the due date arrives.
Due Date Alert
Receive a reminder on the exact due date so you pay your bill on time.
Bank-Free Security
We never ask for bank credentials or link to bank accounts. On Android, you can choose to let the app notice payment alerts from apps you pick; they are read on your phone, never sent to us, and nothing is recorded until you tap Save.
Home-Screen Widget
View upcoming bills via home-screen widgets on Android phones only (not available to web apps).
Tools to organise monthly bills and commitments
Add each bill or instalment once: its name and amount, every month, week or year with its next due date, the reminder time, and how it is recorded, either a reminder after which you approve the payment yourself, or automatic recording with or without a notification.

How bills work in the app, from setup to payment
Add the bill once
Give it a name and an amount, pick Month, Week or Year, the next due date and the reminder time. For an instalment plan, add the number of payments. A yearly bill, car insurance or school fees, is reserved in its own month only, and if you chose Remind me or Auto + notify, you are reminded of it during the week before it is due.
Choose how it is recorded
Remind me lets you confirm each payment yourself; Automatic, or Auto + notify, records it on its date.
Its amount is reserved from day one
The Overview shows what is set aside for bills this month, and that money never counts toward what is left to spend.
On the due day
With Remind me, the bill appears on the Overview under Bills due and a reminder arrives at the hour you chose if notifications are on; tap Paid to record it as a purchase, or Skip this time if you did not pay it. With Automatic, the purchase is recorded on its own on the date, and with Auto + notify you are told it was added.

What you still owe: instalments in one place
Instalment plans such as valU, Tamara or Tabby are tracked the way they actually exist: payments left and the outstanding amount. Each payment you log shrinks the count until the commitment ends — no bank schedules, no balances, nothing read from outside your ledger.
Subscriptions work the same way: you set them up as repeated purchases, and the reminder lands on the due date at the hour you choose. Masareefy reserves every commitment from the start of the month, and safe to spend shows what truly remains after them.
Your bills by voice
Say “Internet 300 every month on the 5th” or “Phone instalment 500 a month for 12 months” and the repeated purchase form opens with the name, amount, day and number of payments for you to review and save. Say “Paid the internet bill” while that bill is waiting for your answer and its payment confirmation opens, so it is never recorded twice; if the bill records itself, the app tells you so and adds nothing. See everything you can say by voice.
Clear pricing after your trial ends
Enjoy full access for 30 days, then choose the plan that suits your household budget.
Monthly
Month by month.
Every feature, including:
- Voice logging
- Reading receipts from photos
- Shopping lists
- Sharing the budget with one family member
Quarterly
Works out at 150 EGP a month.
Every feature, including:
- Voice logging
- Reading receipts from photos
- Shopping lists
- Sharing the budget with one family member
Yearly
Works out at 133 EGP a month.
Every feature, including:
- Voice logging
- Reading receipts from photos
- Shopping lists
- Sharing the budget with one family member
When a subscription ends, your full ledger remains accessible, you can add an expense by hand, and you can export your data to Excel.
Advanced features such as voice recording, receipt scanning, shopping lists, and family sharing pause until renewal. Read about Premium and the trial
Questions about bill reminders and pricing
How does the free trial work?
You receive 30 days of full access to organise bills and use all features without entering a payment card.
When do bill reminders arrive?
Reminders arrive on the exact due date, while bill funds are reserved from your spending allowance from the start of the month.
Can I share bill tracking with a family member?
Yes, with one person. Whoever created the ledger can add one member, who sees and pays the household's bills; the budget stays hidden from them until the owner chooses to show it, and reminders go only to the owner.
Can I track bills without an internet connection?
Your due bills open from the last copy on your phone, and marking one paid or skipped is queued until you reconnect; setting up a new bill needs a connection.
How are instalment plans like valU or Tamara tracked?
As payments left and an outstanding amount, compared by total owed and end date — no schedules, no bank balances, and nothing about rates.
Can I add a bill by voice?
Yes. Say the bill's name, amount, how often it repeats and its day, such as “Internet 300 every month on the 5th”, and the repeated purchase form opens filled in. Nothing is saved until you tap Save.
Log next month's bills and know your net balance
Set your fixed monthly bills once and know your safe daily spend allowance every morning.
30-day trial • No payment card required