Spending Insights · Masareefy

Where it went, what changed, and the one thing worth doing

Analyse your monthly spending and discover spending patterns in seconds without linking bank accounts.

30-day trial • No payment card required

The Insights screen in the Masareefy app: the month's total spending against the same days last month

At a glance

Month Comparison

Compare current spending against previous months to identify changes clearly.

Change Analysis

Spot categories where your spending increased without tedious manual entries.

Bank-Free Security

We never ask for bank credentials or link to bank accounts. On Android, you can choose to let the app notice payment alerts from apps you pick; they are read on your phone, never sent to us, and nothing is recorded until you tap Save.

Home-Screen Widget

Scan receipts or quick-add purchases via home-screen widgets on Android phones only (not available to web apps).

Tools to understand your spending patterns

See where your money went and compare spending patterns month over month.

Where it went on the Insights screen: spending by category and by merchant

Advice written from your own ledger, twice a month

The AI budget assistant in Masareefy writes advice twice a month, and its only input is the last 90 days of purchases you recorded yourself. Every claim in that advice is verified against your own ledger before you see it, so no figure appears that you did not enter.

Think of it as a personal finance copilot without a chat window: advice written from your recorded purchases, twice a month. It points at where spending repeats or rises and suggests a cap for a specific category. If a suggestion makes sense, you accept it as a goal; if not, you ignore it — it never writes or edits your budget.

There is no assistant you talk to and no bank data behind the numbers. The advice only ever proposes; you decide, and underneath it Masareefy stays a plain record of what you actually logged. That is what AI personal finance should mean: a reader of your own entries, never an author of them.

Four questions the Insights screen answers

  1. How much you spent

    The total for the period you pick and the number of purchases, against the same days last month.

  2. Where it went

    Categories and merchants ranked by what you spent in each, and from each one you can review the purchases themselves.

  3. What changed

    The categories where you spent more or less than the period before, and how much of the difference each one explains.

  4. What you can do

    Ways to save worked out from the last ninety days. Some offer a button that sets a cap for that category; others take you to the purchases behind them or to the step that fits.

Ways to save on the Insights screen: categories running above your usual, each with a suggested cap

One simple price after your 30-day trial

Enjoy full access for 30 days, then choose the plan that suits your household budget.

MOST FLEXIBLE

Monthly

200EGP / month

Month by month.

Every feature, including:

  • Voice logging
  • Reading receipts from photos
  • Shopping lists
  • Sharing the budget with one family member
Start Free Trial
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Quarterly

450EGP / 3 months
3 months on the monthly plan: 600 EGP Save 25%

Works out at 150 EGP a month.

Every feature, including:

  • Voice logging
  • Reading receipts from photos
  • Shopping lists
  • Sharing the budget with one family member
Start Free Trial

When a subscription ends, your full ledger remains accessible, you can add an expense by hand, and you can export your data to Excel.

Advanced features such as voice recording, receipt scanning, shopping lists, and family sharing pause until renewal. Read about Premium and the trial

What people ask about spending insights

How does the free trial work?

You receive 30 days of full access to spending analytics without entering a payment card.

How does the app analyse changes in monthly spending?

Masareefy compares your current spending against previous months to highlight key trends automatically.

Can I view spending insights without an internet connection?

Yes, you can review previously saved data offline; new reports need a connection, and queued changes sync when it returns.

Can I share spending insights with a family member?

Yes, you can share tracking and insights with exactly one other person in your household.

Find out where last month actually went

Review last month’s category breakdown and spot unexpected bill increases before next month begins.

30-day trial • No payment card required

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