The salary · a method, not a promise
How to divide a monthly salary before it disappears
A share taken out first, commitments set aside, and what remains divided by the days of the month. A method written in numbers, ending in one figure you know every morning.
30-day trial • no card needed
At a glance
The share moves first
A small percentage moves into a separate place on payday itself, where it is not part of the month's spending.
Commitments above the line
Rent, instalments, bills and subscriptions at their real figures are reserved before any purchase is a decision.
One daily figure
What remains, divided by the days of the month: a daily spending limit you compute by hand on paper.
A weekly pace
Inside Masareefy the remainder becomes a weekly budget the app keeps, reworked with every purchase you log.
A monthly expense planner you can run on paper
Income-based budgeting starts before the salary lands: a commitments list at its real figures, a fixed savings share, and one clear rule for what gets spent. Planning income and outgoings on a single sheet of paper comes before any tool, because a tool holds your decision; it does not make it.
The method on paper: a salary of 12,000
The first step of working out the salary is the net figure that actually lands — say 12,000. On payday itself, 1,200 moves into a separate place for savings and 10,800 is left. Subtract the recorded commitments at their real figures: rent 4,500, an instalment 1,200, bills and subscriptions 1,100. That leaves 4,000, the only money you have a decision about this month.
Then comes the daily spending limit: divide 4,000 by thirty days, about 133 a day. That is a figure you compute by hand, and you go back to the sums whenever a week changes shape: spend 300 on a dinner for guests and the days that remain get tighter, so you divide what is left by the days that remain. This is a dynamic daily budget, recomputed with every over-run rather than a number written once at the start of the month — and it is where the month's expenses and the salary's budget meet in one figure you check every morning. The full method, with the first-month game, is lesson 2.2 of the money course: Pay yourself first, and set your daily figure.
At this point most people go looking for a personal budget planner that does the split automatically. The split itself is the one decision that cannot be delegated: nobody but you knows the share you can save or which commitment can move. Masareefy does not divide your salary for you, and does not move money around on your behalf. It is the ledger that holds the monthly budget you set and reworks what is left with every purchase you log: typed, scanned from a paper receipt, or spoken in one sentence. The figure on its first screen is weekly, not daily: your budget minus the recorded commitments, shared over the weeks of the month, renewed every Sunday, and tighter the next week when this one goes over. The app calls it safe to spend, and its own page sets out every rule. That weekly pacing is what makes it a weekly budget planner rather than a calculator: a calculator answers once, a budget moves with you.
The same method, inside the app
Record your income
On My money, tap Add recurring income: name your salary, its amount and the day it arrives, then choose Ask me, so the app asks you on that day, or Automatically, so it records it itself. Any other income that repeats, a rent or a monthly transfer, gets one of its own.
Set the month's budget after saving
Take your savings share off first and enter the rest as the month's budget; the app keeps the figure you chose and never suggests another.
Add your commitments
Rent, instalments, bills and subscriptions with their amounts, reserved from the start of the month.
Follow what is left, week by week
The app spreads what remains across the weeks of the month, and the figure changes with every purchase you log.
Your income by voice too
Hold ＋ and say “Got my salary”: if your salary is set up with its payday, the app opens that payday on My money with the amount and the day, ready to confirm, and if it came a few days early it is recorded for its payday. Say “My salary is 8,000 every month on the 25th” to open the recurring income form with the amount and day. Nothing is saved until you confirm it. See everything you can say by voice.
Clear pricing after your trial ends
Enjoy full access for 30 days, then choose the plan that suits your household budget.
Monthly
Month by month.
Every feature, including:
- Voice logging
- Reading receipts from photos
- Shopping lists
- Sharing the budget with one family member
Quarterly
Works out at 150 EGP a month.
Every feature, including:
- Voice logging
- Reading receipts from photos
- Shopping lists
- Sharing the budget with one family member
Yearly
Works out at 133 EGP a month.
Every feature, including:
- Voice logging
- Reading receipts from photos
- Shopping lists
- Sharing the budget with one family member
When a subscription ends, your full ledger remains accessible, you can add an expense by hand, and you can export your data to Excel.
Advanced features such as voice recording, receipt scanning, and family sharing pause until renewal. Read about Premium and the trial
Questions people ask before dividing their salary
Does Masareefy split my salary for me?
No. You decide the savings share and which commitments stay above the line. The app holds the budget you set and reworks the remainder weekly as you log purchases.
Is Masareefy a salary-splitting calculator?
There is no calculator. Lesson 2.2 teaches the split by hand, and the app tracks the result once you have worked it out.
My salary arrives in two payments a month, does the method still work?
Yes. Take the savings share from each payment and divide what is left over the days of each half of the month.
What happens to my budget when the trial ends?
Your budget and ledger stay readable, you can add expenses by hand and export to Excel, and advanced features such as receipt scanning pause until renewal. The trial itself runs 30 days without a card.
Can I record my salary by voice?
Yes. If your salary is set up with its payday, say “Got my salary” to open that payday and confirm it, or say its amount, its day and that it repeats every month or week to open the recurring income form. Nothing is saved until you confirm it.
Start next month with a number you know every morning
If you live paycheck to paycheck, these three sums are how the month stops being a surprise: run them on this month's salary, log purchases as they happen, and let Masareefy hold the budget and pace what is left.
30-day trial • no card needed