Monthly budget · Indonesia
Plan your household's month in rupiah and see each week's share
Set this month's budget in rupiah, record your bills and installments, and use income-based budgeting to make the rest last until the next payday.
Where does the household's spending money go?
A worked example of one household's spending in a month, outside bills and installments.
An Indonesian month starts on payday
Civil servants are paid on the 1st, and many private employers pay on the 25th. On payday, enter this month's budget, say Rp 5,000,000, and its fixed commitments: an electricity token of Rp 250,000 and an arisan contribution of Rp 500,000. Masareefy sets that Rp 750,000 aside from the first day and spreads the remaining Rp 4,250,000 over the weeks of the month. The Rp 1,800,000 of spending above comes out of that remainder, week by week. Safe to spend changes when you log a purchase or change your budget or a commitment, and if this week runs over, next week is a little tighter. The budget itself stays yours to set. For the daily log at the pasar and the minimarket, see the expense tracker for Indonesia.
Masareefy is free, and Premium adds more
Log your spending, follow your budget and your bills with a reminder on the day, set goals and a shopping list, and export your data whenever you like, free and with no payment card.
The free plan includes 5 receipt scans and 10 voice logs a month. Premium adds savings advice, sharing the ledger with a family member and higher limits, including 150 scans and 300 voice logs a month, and you subscribe in the Masareefy Android app.
Questions about a monthly budget in rupiah
Is Masareefy free?
Yes. Logging, your budget, bills with reminders, a goal of each type, the shopping list and export are all free, with no payment card. The free plan also includes 5 receipt scans and 10 voice logs a month. Premium adds savings advice, a family member and higher limits, including 150 scans and 300 voice logs a month, and you subscribe in the Masareefy Android app.
Does Masareefy suggest how much my budget should be?
No. You set the month's budget yourself. The app never suggests a figure, never splits your salary and never moves money; it works out what is left after the commitments you record.
What if prices go up in the middle of the month?
Log each purchase at the price you paid. Safe to spend is worked out again every time you log one, and you can change this month's budget whenever you need to.
Can I use the budget without an internet connection?
Partly. After a first online open, expenses you type offline are sent when the connection returns. A due bill or installment can be marked Paid or Skip offline, but adding a new bill or installment needs a connection.
Related pages
Set your household's budget before the next payday
Enter the budget and its commitments once, and know this week's share before you reach the till.
Free • No payment card