Instalments in Morocco, with what is still owed always in view
Record each plan with its payment, its due day and the payments already made, and see what remains for every week without linking a bank account.

Plans compared by amount, payments left and end date
In Masareefy a plan comes down to three figures: what is still owed, how many payments remain and an estimated end date. Set two plans side by side on those figures, then arrange the month's spending around them.
A reminder on the due day
It comes on the due date itself, at the hour you choose. Mark the payment Paid or Skip.
Reserved from day one
The payment due this month is set aside from the month's budget on the first day.
One total for every plan
“Still owed on installments” adds up what remains on all the plans you record.
A daret and school fees, one payment at a time
In Morocco, many commitments are paid in parts: a monthly contribution to a daret, where each member receives the pot in turn, or private-school fees spread over ten months. Record a daret of MAD 1,000 a month over ten months with four already paid, and Masareefy shows six payments left and MAD 6,000 still owed. Add school fees of MAD 1,500 over ten months with three paid: seven left, MAD 10,500 owed. “Still owed on installments” then reads MAD 16,500, and a skipped payment moves the estimated end date one month later. The app records only what you enter; it connects to no shop, provider or bank.
Masareefy is free, and Premium adds more
Log your spending, follow your budget and your bills with a reminder on the day, set goals and a shopping list, and export your data whenever you like, free and with no payment card.
The free plan includes 5 receipt scans and 10 voice logs a month. Premium adds savings advice, sharing the ledger with a family member and higher limits, including 150 scans and 300 voice logs a month, and you subscribe in the Masareefy Android app.
Questions about instalments in Morocco
Is Masareefy free?
Yes. Logging, your budget, bills with reminders, a goal of each type, the shopping list and export are all free, with no payment card. The free plan also includes 5 receipt scans and 10 voice logs a month. Premium adds savings advice, a family member and higher limits, including 150 scans and 300 voice logs a month, and you subscribe in the Masareefy Android app.
How do I record a daret?
Enter your monthly contribution, its due day, how many months the daret runs and how many you have paid. The app shows the payments left, the amount still owed and an estimated end date, and reserves this month's payment from the first day. In the month the pot comes to you, record it as income.
Do I need internet to follow my instalments?
Partly. After a first online open you can mark a due payment Paid or Skip it offline; adding a new plan needs a connection.
Can my wife or husband follow the plans with me?
Yes, one other person can share your ledger. You alone set the budget and income and choose what they see, and each new entry reaches the other phone within moments.
Related pages
Keep your instalments in order in Morocco
Record your plans once and see each month what is left to pay and when it ends.
Free • No payment card