Monthly budget · Pakistan
Plan a monthly budget in rupees that covers the bills first
Set the month's budget in rupees, add your bills and installments, and let Safe to spend pace the rest across the weeks. To decide the figure itself, start with income-based budgeting.
Where does the month's money go?
An example of one household's day-to-day spending in a month, before any bill.
A Pakistani month starts when the salary lands
Salaries land in the first days of the month, and the electricity bill, the internet and an installment take their share before anything else. Say your month's budget is Rs 60,000. Electricity at about Rs 8,000, PTCL internet at Rs 3,500 and a phone installment of Rs 10,000 are set aside from day one, Rs 21,500 in all. The remaining Rs 38,500 is spread over the weeks of the month, and when one week runs over, the next is a little tighter. The weekly figure changes when you record a purchase or change the budget or a bill. The budget itself is yours to set; the app never suggests one. See how Masareefy works across Pakistan.
Masareefy is free, and Premium adds more
Log your spending, follow your budget and your bills with a reminder on the day, set goals and a shopping list, and export your data whenever you like, free and with no payment card.
The free plan includes 5 receipt scans and 10 voice logs a month. Premium adds savings advice, sharing the ledger with a family member and higher limits, including 150 scans and 300 voice logs a month, and you subscribe in the Masareefy Android app.
Questions about a monthly budget in Pakistan
Is Masareefy free?
Yes. Logging, your budget, bills with reminders, a goal of each type, the shopping list and export are all free, with no payment card. The free plan also includes 5 receipt scans and 10 voice logs a month. Premium adds savings advice, a family member and higher limits, including 150 scans and 300 voice logs a month, and you subscribe in the Masareefy Android app.
Prices change every week. How does the budget keep up?
The budget is the figure you set, so you change it when prices move. Every purchase you record updates what is left for the week.
Can I record expenses without internet?
Yes, once you have opened the app online. Expenses you type offline are sent when the connection returns.
Can my husband or wife share the household budget?
Yes, with one other person. What either of you records reaches the other within moments. You alone set the budget and income and choose what they see.
Related pages
Plan this month's budget in rupees
Set the bills aside on day one and know what is left before you reach the till.
Free • No payment card